What Does Lending Bear do With Your Personal Information?

At Lending Bear, we value the privacy and security of your personal information. As a result, we employ a number of practices designed to safeguard the information you provide to Lending Bear.

Please be aware that is the only trusted and secure website owned and operated by Lending Bear. Any other website claiming to be Lending Bear is fraudulent and you should not provide your personal information to them. Legitimate lenders will always display state licenses on their websites to verify that they are a legal lender complying with state and federal laws.

  • All Lending Bear representatives are based in the USA.
  • All Lending Bear representatives are required to pass a criminal background check.
  • All database access is password protected with strict access permissions to ensure security.
  • Social Security number and bank account information is limited to only 4 digits of the respective account.
  • SSL encryption is employed on in order to protect communications between your browser and our web site.
  • In order to further protect data and service integrity, Lending Bear employs industry-leading antivirus technology to safeguard against external threats.
  • Lending Bear maintains rigorous firewall protections to protect your data across our networks.

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. This page explains what we do with your personal information and how we do it.

The types of personal information we collect, and share depend on the product or service you have with us. This information may include:

  • Social Security number and income
  • Transaction history and credit history
  • Employment information and checking account information

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Lending Bear chooses to share; and whether you can limit this sharing.

For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes: To offer our products and services to youYesNo
For joint marketing with other financial companiesNoWe don’t share this information
For our affiliates’ everyday business purposes: information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes: information about your creditworthinessYesYes
For our affiliates to market to youYesYes
For nonaffiliates to market to youYesYes