Florida Rates and Terms
When you need cash fast in Florida, turn to Lending Bear! Lending Bear can get you the cash you need in just minutes. Whether it’s a payday loan for up to $500, a pawn loan for as much as $10,000, or simply cashing a check, Lending Bear is the responsible, reputable, state-licensed solution for thousands of customers each year in Florida. With full transparency and no hidden fees, Lending Bear is the lender you can trust.
Florida Payday Loan Rates
| Loan Amount | Finance Charge | Verification Fee | State Database Fee | Total of Payments | Example APR (14 days) |
|---|---|---|---|---|---|
| $100 | $10.00 | $3.00 | $1.00 | $114.00 | 365.00% |
| $200 | $20.00 | $3.00 | $1.00 | $224.00 | 312.86% |
| $300 | $30.00 | $3.00 | $1.00 | $334.00 | 295.48% |
| $400 | $40.00 | $3.00 | $1.00 | $444.00 | 286.79% |
| $500 | $50.00 | $3.00 | $1.00 | $554.00 | 281.57% |
When you need a cash advance in Florida, choosing Lending Bear means you’ll benefit from a commitment to transparency and a seamless process. Our goal is to make getting payday loans in Florida as quick and efficient as possible. This approach is a major advantage if you’re looking for fast access to funds without the long waits or complications often associated with traditional lenders.
You can apply in-store with their user-friendly process. We offer competitive payday loan rates, providing potential cost savings compared to other payday loan providers in Florida.
Florida Pawn Rates
When you need cash fast, Lending Bear’s pawn loans offer a fast and easy alternative to other short-term small-dollar loan options. Unlike other loan options such as title loans or cash advances, a pawn loan is based on the value of the item you bring in, not on your credit or when you get paid.
Lending Bear can offer you top dollar for items that you already own. Televisions, electronics, gold, jewelry, diamonds, firearms, and game systems are just some of the items customers commonly pawn.
Make a payment every 30 days (typically 25% of the pawn amount borrowed) and you may extend your pawn for an additional 30 days. Or, you may elect to forfeit your item, and you keep your cash. Either way, Lending Bear’s pawn loan offers customers the ability to get fast cash without the hassle of a loan application.
Florida Check Cashing Fees
When you need access to your cash quickly in Florida, Lending Bear’s check cashing service can help. Lending Bear can cash your payroll, government, tax refund, insurance or settlement check in just a few minutes. In order to cash a check at Lending Bear, you need a valid government issued photo ID (i.e., driver’s license or passport). At Lending Bear, we are always working to make sure we can cash your check for a competitive rate. We want your business!
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