Visit Our Pawn Shops in Waycross, GA & Get a Personal Loan
Get Waycross Payday Loans, Installment Loans, Pawn Loans, and Check Cashing.
About Our Pawn Shops in Waycross, GA
Life has a way of throwing unexpected expenses your way, and when that happens, you need fast, reliable options. At Lending Bear’s pawn shop in Waycross, GA, we make it easy to get the cash you need with flexible short-term lending solutions. From pawn loans and title loans, our process is designed to be quick and stress-free—so you can walk out with funds the very same day. You can even secure a title loan or pawn loan worth up to $10,000 in just minutes, giving you the flexibility to handle larger expenses without delay.
Lending Bear has proudly been part of the Waycross community for decades. Our store at 801 Knight Avenue, Waycross, GA 31501 first opened in 1992 as Speedy Cash and continues today as a trusted local resource for financial services and more. Beyond lending, we also offer check cashing for added convenience. Plus, our large retail floor is a favorite spot for locals to shop, featuring incredible deals on pre-owned jewelry, TVs, tools, game systems, firearms, and more. At Lending Bear, we’re more than just a lender—we’re also a place where Waycross residents find everyday value.
Waycross Store Information:
Address: 801 Knight Avenue, Waycross, GA 31501
Phone number: (912) 285-3999
Hablamos español
Store Hours:
Hours: Mon-Fri: 9am-6pm | Sat: 9am-4pm | Sun: Closed
Why Choose Lending Bear for Loans in Waycross?
LICENSED & TRUSTED IN GEORGIA
IN-PERSON, PERSONALIZED HELP
FAST DECISIONS, MODERN OPTIONS
SATISFACTION GUARANTEE
Flexible Cash Advance Waycross, GA Services
Get the Best Short Term Loan Solution for Your Needs
Title Loans: Borrow $500 – $10,000 In Store
Pawn Loans: Borrow $50 – $2,500 In Store
Check Cashing: Cash $20 – $5,000 In Store
Over 8,00 5-Star Reviews!
We Care About Our Customers and It Shows
Staff is always professional and friendly, they really make me feel like family. Great experience every time I go or when they call me as well. Thank you!!!!!
Joan M.
Great group of people. Very personable and always there to help. Keep the office extremely neat and clean. Will continue to refer friends and family!
Jason F.
Best experience could possibly have during a hard time in life. It’s not easy being down on our luck and needing a little help before our paycheck comes. But Amanda makes it simple and shows no judgement. She’s very understanding and that’s why she does what she does. We always go back to her if we need a little extra help that month before we get paid. I definitely recommend her store.
Traci P.
Great atmosphere, amazing service and AWESOME people. They helped me a great deal and the whole making me feel welcome. Thank you ladies so much and I'll definitely be back if I need help again.
Mark O.
Very personable and they make the process of relieving a financial setback very smooth. Would definitely recommend to my friends and family.
Jay W.
Working with Lending Bear is so easy!
You'll Love Lending Bear's Easy, Fast & Headache-Free Process
Getting fast cash in Waycross, GA couldn’t be easier. Here’s how it works:
- Bring your documents or items – For a loan, bring your photo ID, proof of income, a recent bank statement, and a personal check. For a pawn loan, simply bring the item you’d like to use as collateral.
- Quick review – Our team will verify your documents or appraise your item and let you know exactly what we can offer.
- Pick your option – Choose the loan or pawn solution that works best for your needs.
- Walk out with cash – Most Waycross customers leave our store with money in hand in just a few minutes.
Need to cash a check instead? Bring your check and a valid ID, and we’ll give you your funds on the spot—no waiting for bank holds or unnecessary delays.
What to Bring to Your Waycross Pawn Shop Visit
To avoid delays, please bring:
- A government-issued photo ID
- A recent bank statement
- Proof of income (like a pay stub)
- A personal check from your checking account
- Your Social Security number
For pawn loans, bring the item you’d like to use as collateral in good working condition.
FAQs
We take a wide variety of items, including gold and silver jewelry, power tools, firearms, electronics, gaming consoles, laptops, and more. If it has value, there’s a good chance we can work with it
Absolutely! Our Waycross location has a full retail floor stocked with high-quality, pre-owned merchandise. From jewelry and electronics to firearms and other great finds, you’ll discover unbeatable prices on items you’ll love.
A pawn loan is secured with personal property, like jewelry or electronics. A title loan, on the other hand, uses your vehicle’s title as collateral, which often allows you to borrow larger amounts.
Where Else Can I Find a Lending Bear Near Waycross?
Lending Bear operates multiple locations across Georgia, making it easy to access the same trusted services you’d find in Jesup in neighboring communities.
Our Lending Bear Pawn Shops near Waycross, GA:
Did You Know?
Lending Bear isn’t just a local name in Waycross—we have brick-and-mortar locations across Alabama, Florida, and Georgia, with more stores opening as we continue to expand. You can explore all of our locations and service areas on our Find a Store page.
So, when someone searches for a “pawn shop in Waycross, GA near me,” Lending Bear stands out as the top choice for fast, friendly, and dependable service.
And even if there isn’t a physical store in your exact city, our service areas extend across five states, meaning you’re never far from the financial help you need.
What Are Your Loan Rates in Waycross
Lending Bear offers competitive rates with no hidden fees, all backed by BBB accreditation. For full details, see our Georgia rates page.
- Title Loans Waycross, GA Rates: 10% per month
- Waycross Pawn Loans Rates: 10% – 25% monthly
- Check Cashing Waycross, GA Rates: 1% – 3%
Get Personal Loans in Waycross, GA, Today at Lending Bear
Whether you need a title loan, pawn loan, or simple check cashing, Lending Bear is the all-in-one solution for short-term financial needs. Even if you have bad credit, our Waycross pawn shop can help you get the cash you need quickly.
Visit us in person for same-day service.
Lending Bear Has
19 Store Locations
FAST, EASY, FRIENDLY, CONFIDENTIAL.
At Lending Bear, we understand that people occasionally need fast cash for any number of reasons. We’re here to help.
We’re rapidly becoming the short-term lender of choice in Alabama, Florida, and Georgia.
Our loan process is fast and friendly: you can get a loan in 15 minutes. We are fair & responsible and are a state-licensed direct lender.
Worried about bad credit history? It’s okay! We’re here to help. Come into one of our locations.
1. Contact Us
2. Get Approved
