Benefits to Using a Title Loan in Georgia

August 6, 2021
Benefits to Using a Title Loan in Georgia

If you are scrambling to find some emergency cash, perhaps your best option is a title loan in Georgia. They can be a great way to get the cash you need without a lot of complications.

A title loan is often a very reasonable option if you need quick financing and have nowhere else to turn. It’s at least another option to consider if you have a vehicle and a clear title.

Benefits to Using a Title Loan in Georgia

Many people don’t usually think about a title loan when they need some fast financing. Before you start selling personal items, consider a loan to get you through a financial jam.


If you are going to apply at a bank, you must have good credit and there is a lot of paperwork to complete. With a title loan, just bring in the car, a deed or ownership certificate, a spare set of keys, and the cash can be obtained right then and there.

Sometimes the process can even be started online which would save a little more time.

Instant Cash

There is very little processing or underwriting time involved. Once you are approved, you get the cash right away. This is a great relief for many people who needed the cash yesterday.

The funds can be dispersed to you right on the spot or you can have it deposited directly to your bank account.

Any Viable Vehicle

If you don’t have a car, you can usually use any type of vehicle that you do have. Cars, trucks, motorcycles, boats, or motorhomes are all acceptable. Provided they are in running order and the title is clean, there should be no problem obtaining a loan.

No Credit Check

In the case of a title loan in Georgia, bad credit can be a massive hindrance for many people to get a loan. Not the case in a title loan. You are putting your vehicle up as collateral, so the credit check isn’t needed.

Often people think that they are not eligible for any kind of a loan with poor credit. But this is simply not true, title loans, and other types of short-term loans are available without credit checks.

Higher Loan Allowance

Because you are using your vehicle for collateral, it will usually allow for a larger loan amount since the value of the vehicle is higher than a normal pawn item.

It’s always recommended to borrow only what you require when using short-term loans. They are designed to bridge the gap, not to build your savings account.

Keep The Car

Applying for a title loan in Georgia means the car remains with the owner. This is perfect for those who rely on their vehicle to get to work, pick up the kids, and simply get around town every day.

The lender uses the title of the car to provide the cash quickly. It’s important to make the payments on time and pay the loan in full. That way, a lien won’t be put on your vehicle’s title, or worse, your car repossessed. Even if you have problems, work with your lender and you should never have to worry about that.

Title Loans in Georgia

There are numerous situations which can cause financial stress, but if you know your options, you’ll be able to make responsible decisions to get through it. Contact us today at Lending Bear and find out if a title loan is the best option to help you get back on track.