Cash When You Need It, Fast & Friendly!

*Up to $1,000 same-day cash.
We are a state-licensed direct lender.
no credit score check.

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Why choose
Lending Bear?

We're Fast, Friendly & Confidential

At Lending Bear, we understand that people occasionally need fast cash for any number of reasons. We’re here to help with payday loans, installment loans, title loans and pawn loans.

We’re rapidly becoming the short-term lender of choice in Alabama, Florida, Georgia, Tennessee and Louisiana for payday loans.

Our loan process is FAST! Most loans are completed in as little as 15 minutes. Our company is SAFE! We are an approved state-licensed direct lender.

Worried about bad credit history? It’s okay, we won’t run your credit score, but we will verify your identity using an alternative credit bureau. For online payday loans, apply using this site or come into one of our 21 locations today for fast and friendly cash.

Over 7,000 5-Star Reviews!

We Care About Our Customers and It Shows

Staff is always professional and friendly, they really make me feel like family. Great experience every time I go or when they call me as well. Thank you!!!!!

Joan M.

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Great group of people. Very personable and always there to help. Keep the office extremely neat and clean. Will continue to refer friends and family!

Jason F.

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Best experience could possibly have during a hard time in life. It’s not easy being down on our luck and needing a little help before our paycheck comes. But Amanda makes it simple and shows no judgement. She’s very understanding and that’s why she does what she does. We always go back to her if we need a little extra help that month before we get paid. I definitely recommend her store.

Traci P.

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Great atmosphere, amazing service and AWESOME people. They helped me a great deal and the whole making me feel welcome. Thank you ladies so much and I'll definitely be back if I need help again.

Mark O.

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Very personable and they make the process of relieving a financial setback very smooth. Would definitely recommend to my friends and family.

Jay W.

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Lending Bear Has
20 Store Locations


Lending Bear is the trusted source for short-term lending with offices in Alabama, Florida and Georgia. So if you’re searching for “payday loans near me”, be sure to come into one of our clean and friendly stores today and you’ll see why Lending Bear is the best short-term lender of choice in the Southeast. 

Flexible Cash Advance Options

Get the Best Short Term Loan Solution for Your Needs


Payday Loans

Get quick cash you need today before your next payday.

Installment Loans

Get the money you need today with more time to repay


Keep your car and get get up to $10,000 today.


Turn valuables into cash and the money you need today.